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For Ages 50+

Thailand Retirement Visa

The Retirement Visa (Non-Immigrant O-A or O) is Thailand's visa for retirees aged 50 and above. Get 1-year extensions with no mandatory health insurance (for O visa), allowing peaceful retirement in Thailand at a fraction of Western costs.

Age 50+

Minimum Age

1 Year

Per Extension

800K ฿

Bank Deposit

Unlimited

Renewals

What is the Retirement Visa?

Thailand's retirement visa allows foreigners aged 50 and above to live long-term in Thailand. There are two main types: Non-O (applied for in Thailand) and Non-O-A (applied for at embassy abroad).

Why Thailand for Retirement? Low cost of living (30,000-60,000 THB/month for comfortable lifestyle), excellent healthcare (at fraction of US/EU costs), warm weather year-round, and large expat retiree community for support.

Unlike tourist visas that require frequent renewals or exits, retirement visa gives you 1-year extensions indefinitely. No need to leave Thailand once you have it.

Non-O vs Non-O-A: Which to Choose?

Non-O (In Thailand)

✓Apply inside Thailand

✓No health insurance required

✓800K ฿ bank deposit OR 65K ฿/month income

✓Simpler process

Best for: Retirees already in Thailand or those who want simpler process without insurance requirement.

ALTERNATIVE

Non-O-A (From Embassy)

✓5-year validity (1 year per entry)

✗Health insurance mandatory ($50K+ coverage)

✓800K ฿ bank deposit

✗More documentation required

Best for: Retirees applying from home country who already have comprehensive health insurance.

Retirement Visa Requirements (Non-O)

Age Requirement:

Must be 50 years or older (verified by passport birthdate)

Financial Requirement (Choose One):

✅ Option A: 800,000 THB in Thai bank account (must be seasoned 2-3 months before extension)
✅ Option B: 65,000 THB monthly income (pension, social security, etc.)
✅ Option C: Combination of bank deposit + monthly income totaling 800K annually

Required Documents:

✅ Passport (valid 18+ months)
✅ TM.7 application form
✅ Passport photos (4-6 photos)
✅ Thai bank statements (updated book)
✅ Bank letter confirming balance
✅ Proof of address in Thailand (TM.30, lease)
✅ Income proof (if using Option B or C)
✅ Marriage certificate (if extending based on Thai spouse)

How to Get Retirement Visa (Step-by-Step)

Step 1: Enter Thailand

Come on visa exempt or tourist visa first

Step 2: Open Thai Bank Account

Deposit 800,000 THB (can be transferred from abroad)

Step 3: Season Funds (2-3 Months)

Money must stay in account for 2-3 months before application

Step 4: Apply for Non-O (90 Days)

Immigration office gives initial 90-day Non-O visa

Step 5: Extend to 1 Year

After 45 days, return to immigration for 1-year extension (1,900 THB)

Step 6: Renew Annually

Every year, renew extension (1,900 THB, requires funds still in account)

Retirement Visa Costs

Initial Non-O Visa Application2,000 ฿

1-Year Extension (Annual)1,900 ฿

90-Day Reporting (Every 90 days)Free

Re-Entry Permit (if leaving Thailand)1,000-3,800 ฿

Annual Cost (After Initial Setup)1,900 ฿

* Does not include the 800,000 THB bank deposit (which remains yours, just locked in account)

Retirement Visa vs Elite Visa

Factor	Retirement Visa	Elite Visa
Cost (5 years)	~10,000 ฿	600,000 ฿
Age requirement	50+	Any age
Bank deposit	800K ฿ (your money)	None
Renewal	Annual (1,900 ฿)	None (5/10/20 year)
Best for	Cost-conscious 50+	Wealthy, any age

Ready to Retire in Thailand?

Retirement visa, Elite visa, or DTV for 50+ remote workers - we'll help you choose the best option for your retirement plans.

Get Retirement Visa Guidance - $249 Compare All Visa Options